The Ultimate First Time Buyer Mortgage Guide


The process of buying and getting a first-time buyer mortgage can seem confusing and a little painful as there are so many choices and uncertainties! The fun bit is buying your new home, not getting the mortgage. Don’t worry. We know this! We have put together an in-depth first-time buyer mortgage guide just for you, which we hope will help you out.

A First Time Buyers Helping Hand

At Barr Financial, we are focused not only on making sure you get the best first-time buyer mortgage deal. But that you get the best possible help and advice. Plus a helping hand throughout every step of the buying process.

At Barr Financial, we don’t only guarantee you the best deal. We are also here to help you understand the buying process and ensure it happens quickly and smoothly for you.

At Barr Financial we have created the Ultimate First Time Buyer Mortgage Guide. The contents of the guide are drawn from our experience of helping people like you to buy their first home, giving you a simple and useful resource.

The first time buyer guide covers everything from saving for a deposit to moving in! The glossary at the end of the guide is designed to help you understand the terms you may be unfamiliar with that are used during the buying process.

Snippet from the first time buyer mortgage guide:

What a first time buyer should always do before they buy?

This section of the guide offers advice and inspiration from our first time buyer mortgage brokers when taking your first steps towards buying a property, from saving for a deposit to comparing mortgage incentive schemes.

The first-time buyer guide includes:

  • How to save for a house deposit.
  • Negotiating a house offer.
  • Shared ownership versus shared equity.
  • Mortgage incentive schemes for first time buyers.
  • Freehold or leasehold – what is the difference?
  • Buying a new build home versus buying an existing home.

But remember, you can always come and see us or just have a chat. You will have lots of questions and we are here to help every step of the way. Just get in touch.

First time buyer mortgage guide – understanding the buying process:

This section of the guide will improve your understanding of making an offer, surveys, exchanging contracts, and more.

So you’ve found the perfect property – what happens next?

  • What is conveyancing?
  • Having an offer accepted on a house – what happens next?
  • Exchanging house contracts and completing.
  • What are searches when buying a house?
  • Why do I need a home survey?
  • Planning your removals for your first home move.
  • What is negative equity?

First time buyer mortgage – understanding the lingo!

The guide also contains a comprehensive list of the terminology you may come across when looking to buy your first home. Hopefully this will help you to make sense of the process! But you know you can always ask us too.

If you are a first-time buyer and want to put yourself in the best possible position to get your first mortgage and home then enter your details below and ask for the FREE Ultimate Guide.

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